Using PardnerPlus

Terms and conditions

These terms explain the current PardnerPlus service, your responsibilities and the boundaries that apply while the product is in controlled development.

Last updated: 11 August 2026

1. About these terms

By creating an account or using PardnerPlus, you agree to these terms. If you do not agree, do not use the service. Contact info@pardnerplus.com if anything is unclear.

2. The current service

PardnerPlus provides private tools for planning a Pardner, agreeing rules, inviting members and recording progress. Some payment screens may demonstrate a sandbox or demo journey. Live customer payments, pooled funds and regulated financial products are not currently enabled unless the service clearly tells you otherwise before you act.

3. Accounts and eligibility

You must be at least 18, provide accurate information, keep your credentials secure and tell us promptly about suspected unauthorised access. One person should not create misleading, automated or duplicate identities. We may ask for profile or identity information before higher-trust features become available.

4. Private Pardner plans

An organiser proposes the contribution, timing, draw order, roles and rules. Invited members must review and accept the same plan. PardnerPlus records actions completed in the service; it does not guarantee that another member will contribute, that a planned draw will occur, or that an outside arrangement will be enforceable. Members remain responsible for choosing people they trust and understanding the agreement.

5. Money and providers

PardnerPlus does not currently hold customer money. When live payments or financial services are introduced, they will be handled through an approved independent provider and separate terms, costs, eligibility and disclosures will be shown before use. Do not send money to PardnerPlus or another member merely because a message, profile or draft plan appears on the site.

6. Information, investments and Early Payout

Planning guides and provider listings are general information, not personal financial advice or a guarantee of eligibility, credit improvement, investment returns or product availability. Investments can lose value. Early Payout is a future product concept and applications are not currently open.

7. Acceptable use

You must not use PardnerPlus for fraud, money laundering, harassment, public shaming, unlawful discrimination, impersonation, scraping, spam, malware, security testing without written permission, or any illegal activity. Do not upload another person’s information unless you have a proper reason and authority to do so.

8. Your content

You keep ownership of information and content you submit. You give PardnerPlus the limited permission needed to store, process and display it for the service and to the people you choose. You are responsible for its accuracy and legality.

9. Availability and changes

The service is being improved and may change, pause or contain faults. We use reasonable care, backups and release controls, but cannot promise uninterrupted availability. We may restrict or suspend access to protect people, investigate abuse, meet legal duties or maintain the platform.

10. Charges

Creating an account is currently free. Any future subscription, organiser fee, provider charge, referral relationship or transaction cost must be shown clearly before it applies. We will not turn a demo action into a live charge without a separate and clear confirmation.

11. Intellectual property

PardnerPlus branding, software and original site content belong to PardnerPlus or its licensors. You may use the service for its intended purpose but may not copy, sell or misuse those materials.

12. Responsibility

Nothing in these terms excludes responsibility that cannot legally be excluded. To the extent permitted by law, PardnerPlus is not responsible for losses caused by private agreements between members, third-party providers, inaccurate user information, investment decisions or events outside our reasonable control. These terms do not remove your mandatory consumer rights.

13. Closing an account

You may ask to close your account, subject to records that must be retained for security, disputes or legal obligations. We may suspend or close an account that seriously or repeatedly breaches these terms. Where appropriate, we will explain the decision and available review route.

14. Law, changes and contact

The law and courts that apply can depend on where the service and user are based and on any specific paid-product agreement. Those details will be stated before live regulated or paid services are enabled. We may update these terms and will highlight material changes appropriately. Contact info@pardnerplus.com or use Contact PardnerPlus.