Beyond the payout

Investment directory

A Pardner creates a planned lump sum. Explore ways to protect it, put it toward a goal or consider long-term growth—on your terms.

Compare independent providers at the source. You keep the decision.

A woman independently researching financial options at home
Research with confidence. Compare carefully. Choose independently.

Useful now. More relevant when you join.

See what Investment Streams can open up.

Start with broad outcome ideas in public. Membership adds planning context and richer tools without changing the normal Pardner cycle.

Available now

Public preview

Understand outcome themes and see approved surface information without signing in.

Member layer

Member tools

Save ideas, compare information and set your own interests and budget preferences.

Active Pardner

Draw-aware planning

Optionally connect a Draw Plan, timing and selected budget to more relevant opportunities.

Eligibility applies

Provider journey

Where required, continue with a verified authorised provider for eligibility and regulated decisions.

Start with your goal

What do you want the payout to make possible?

Use these starting points to shape your research before comparing independent providers.

Outcome preview

Cash savings

Ask about access, interest, deposit protection, introductory rates and what happens when a fixed term ends.

Outcome preview

Investing for growth

Ask how much value can rise or fall, the time horizon, total fees and whether you can afford to leave money invested.

Outcome preview

Property-linked options

Ask whether the product is regulated, how easily you can exit and what happens if income, occupancy or property values fall.

Outcome preview

Pensions and long-term goals

Ask about access restrictions, tax treatment, charges and whether regulated advice would be appropriate.

Before leaving PardnerPlus

Four checks before you decide

  1. 1. LearnUnderstand the product type, access, risks, costs and expected time horizon.
  2. 2. VerifyCheck the firm and the exact activity on the official FCA Register—not only the provider’s own website.
  3. 3. CompareRead current provider documents and compare costs, restrictions and protections at their source.
  4. 4. DecideConsider whether losses would affect money needed for living costs, emergencies or your Pardner commitments.

Important investment information

Investments can fall as well as rise and returns are not guaranteed. Directory listings provide general information, not personal recommendations. Any referral relationship will be disclosed beside the relevant provider.